As shown in the Bank Lending Survey – February 2020, published by the National Bank of Romania on March 2nd, in the final quarter of 2019, credit standards for non-financial corporations changed marginally, both at aggregate level and by company size and loan maturity. Most of the factors that may have a bearing on credit standards did not impact the latter. The only elements that played a role in the tightening of credit standards were the current or expected capital position of the bank, as well as the NBR’s monetary policy decisions and prudential measures.
Continuă lectura „Loans to non-financial corporations”Transparency obligations for online platforms
The EU is introducing new rules which will provide businesses with a more transparent, fair and predictable online business environment, as well as an efficient system for seeking redress. The regulation adopted on June 14 by the Council addresses relations between online platforms and businesses as shown in the press release of the Council of the EU.
Continuă lectura „Transparency obligations for online platforms”Lending to non-financial corporations
According to the survey on the access to finance of the non-financial corporations in Romania published this month by the National Bank of Romania, lending to non-financial corporations in terms of credit standards tended to stagnate in 2018 Q1 both at aggregate level and by category. For in 2018 Q2, banks expect credit standards to remain unchanged.