As shown in the Bank Lending Survey – February 2020, published by the National Bank of Romania on March 2nd, in the final quarter of 2019, credit standards for non-financial corporations changed marginally, both at aggregate level and by company size and loan maturity. Most of the factors that may have a bearing on credit standards did not impact the latter. The only elements that played a role in the tightening of credit standards were the current or expected capital position of the bank, as well as the NBR’s monetary policy decisions and prudential measures.
Continuă lectura „Loans to non-financial corporations”NBR – Bank Lending Survey
The National Bank of Romania has published the Bank Lending Survey – August 2019. The Survey is conducted on a quarterly basis by the NBR in January, April, July and October. It is based on a questionnaire (released as part of the May 2008 analysis) which is sent to the top 10 banks. These banks were selected based on their market share in terms of loans to companies and households, accounting for approximately 80 percent of the loan stock.
Continuă lectura „NBR – Bank Lending Survey”NBR – Bank Lending Survey
The National Bank of Romania has published at the end of February the Bank Lending Survey. The survey is conducted on a quarterly basis by the NBR in January, April, July and October.
Lending to non-financial corporations
According to the survey on the access to finance of the non-financial corporations in Romania published this month by the National Bank of Romania, lending to non-financial corporations in terms of credit standards tended to stagnate in 2018 Q1 both at aggregate level and by category. For in 2018 Q2, banks expect credit standards to remain unchanged.
Lending to non-financial corporations
The National Bank of Romania has published in February the Bank Lending Survey. The survey shows that in the final quarter of 2017, credit institutions preserved their credit standards on loans for house and land purchase to households and tightened marginally those for consumer credit. As for non-financial corporations, lending conditions applicable to them stayed flat against the previous quarter. For the first quarter of 2018, credit institutions envisage a marginal tightening of credit standards for both housing loans and consumer credit. Conversely, credit standards applicable to non-financial corporations are anticipated to hold steady in 2018 Q1 as well.
Monetary indicators – June 2017
National Bank of Romania has published the monetary indicators. At end-June 2017, broad money (M3) amounted to RON 321,759.6 million, up 0.1 percent (0.1 percent in real terms) month on month. In year-on-year comparison, broad money rose 9.0 percent (8.1 percent in real terms).
Developments in non-financial corporations’ main financial indicators
At aggregate level, according to companies polled, the main financial indicators remained largely steady in October 2016-March 2017, similarly to the developments seen in April-September 2016. The share of companies posting higher labour costs went up from the previous round (37 percent, from 31 percent).
Continuă lectura „Developments in non-financial corporations’ main financial indicators”